Cheap Car Insurance

UK cover with great value comprehensive car insurance features and benefits. This type of motor policy will provide an ‘all risks’ level of protection for policyholder and vehicle*. For this reason it is sensible practice to shop around and make an informed choice. Some of the benefits of this level of motor insurance include cover for damage caused by fire or accident, vehicle theft and claims brought against you.

If your vehicle is valued at over £5,000 then, by law you must have valid comprehensive car insurance cover, thus the majority of motor policies sold in the UK are of this type. Exclusions will vary according to your provider but may include (for example) legal fees, breakdown cover, windscreen damage, and medical fees. The excess can also vary and is agreed between you and your insurer.

This type of cover will include everything as in a standard Third Party Fire and Theft (TPFT) policy with the addition of Accidental Damage. This is defined as damage to insured’s vehicle, which includes malicious damage. Personal accident benefit cover is defined as – certain amounts paid in the event of the death or specific permanent disablement of the policyholder (and sometimes his or her spouse or family member).