Grovelawn Financial

There are two types of insurance associated with home insurance namely Buildings cover and Contents cover.

Buildings Cover:

Buildings insurance provides cover to the structure of the property and the fixtures and fittings from damage caused by Fire, Subsidence, Lightning, Storms, Flood and Vandalism and can include other provisions depending on the policy taken.

Contents Insurance:

This cover is for all your belongings held within the property; this will include your furniture, clothes, jewellery and other personal possessions. There may be a limit to the amount of cover and depending on the policy may include possessions outside of the home up to a specific value. If you have particular items of high value these will normally be assessed individually and must be mentioned prior to taking out the policy.

It can sometimes be cheaper to take both buildings and contents cover out at the same time with the same insurance provider. At Grovelawn Financial we work with both Paymentshield and Halifax and can offer you buildings and or contents cover for both residential and buy to let properties in the UK. Talk to one of our home insurance advisors today, they will be happy to offer you a quotation for either buildings or contents cover or both combined.

For Mortgage Payment Protection Insurance and Buildings and Contents Insurance we usually offer products from a limited panel of providers.

Life insurance is where you pay a premium each month or annually if you prefer to a Life Assurance company. There are two forms of life insurance namely Term Assurance and Whole of Life insurance. Life insurance could give your family the vital protection it needs helping your family financially if you die during the term of the cover but can also include critical illness cover.