Grovelawn Financial

Grovelawn Financial

Insurance Broker in Lostwithiel, Cornwall, PL22 0HD

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About the Business

GrovelawnFinancial.co.uk & Grovelawn Financial Services is a non-regulated trading style of Grovelawn. We are committed to finding you a reputable No Fee Mortgage Broker in the UK that is telephone based with access to the Whole of The Market to find you the best mortgage available.

There are no charges made for using our Fees Free Mortgage Broker finding service. All advisors source using the most up to date sourcing technology from over 1,000 mainstream mortgages available from around 100 lenders and are always available to give you all the advice you will need whatever your financial situation.

In most instances there will be no broker fees for arranging your mortgage, however in some situations this is unavoidable, but your advisor will discuss this in detail and provide their IDD to explain this to you.

They will email full product illustrations to you within 1 hour of discussing your requirements and should you wish to proceed to applying for a mortgage or remortgage then the advisor in conjunction with their case manager will apply and arrange your mortgage in a fast efficient and trouble free environment.

Business Services
Home Insurance

Home Insurance

There are two types of insurance associated with home insurance namely Buildings cover and Contents cover.

Buildings Cover:

Buildings insurance provides cover to the structure of the property and the fixtures and fittings from damage caused by Fire, Subsidence, Lightning, Storms, Flood and Vandalism and can include other provisions depending on the policy taken.

Contents Insurance:

This cover is for all your belongings held within the property; this will include your furniture, clothes, jewellery and other personal possessions. There may be a limit to the amount of cover and depending on the policy may include possessions outside of the home up to a specific value. If you have particular items of high value these will normally be assessed individually and must be mentioned prior to taking out the policy.

It can sometimes be cheaper to take both buildings and contents cover out at the same time with the same insurance provider. At Grovelawn Financial we work with both Paymentshield and Halifax and can offer you buildings and or contents cover for both residential and buy to let properties in the UK. Talk to one of our home insurance advisors today, they will be happy to offer you a quotation for either buildings or contents cover or both combined.

For Mortgage Payment Protection Insurance and Buildings and Contents Insurance we usually offer products from a limited panel of providers.

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Life Insurance

Life Insurance

Life insurance is where you pay a premium each month or annually if you prefer to a Life Assurance company. There are two forms of life insurance namely Term Assurance and Whole of Life insurance. Life insurance could give your family the vital protection it needs helping your family financially if you die during the term of the cover but can also include critical illness cover.

Term insurance is a policy which pays a tax free lump sum should you die at any time during a fixed policy term. Whole of Life insurance provides cover for the rest of your life and are made as a series of payments.

The premiums charged will vary according to how long you want life insurance cover for and other factors such as your age, occupation and medical history.

You may wish to consider taking out a term life insurance policy for the duration of your mortgage. The term is generally between 5 - 25 years and the amount of cover taken would be to repay the outstanding capital balance of the mortgage in the event of either death and /or critical illness depending on the policy type during the mortgage term.

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Location & Hours

3B Restormel Industrial Estate, Liddicoat Road

Lostwithiel, PL22 0HD
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